# 🐾 Harley’s Home Tips #25# What Is a Seller Disclosure, and What Should Buyers Look For?

Hey friends, Harley here. 🐶🐾You found a home you like.The photos look great.The showing went well.Then your agent hands you something called a seller disclosure.Don’t just skim it.This document can tell you a lot about the property before you ever own it.Let’s break it down.## 📄 What Is a Seller Disclosure?A seller disclosure is a document where the seller answers questions about the property based on what they know.Depending on the property and transaction, it may address things such as:• Roof history• Water or drainage issues• Plumbing• Electrical systems• Septic or sewer information• Wells• Structural concerns• Past damage or repairsThe disclosure is not the same thing as a home inspection.It is information from the seller about known conditions.## 🚩 Pay Attention to Water ProblemsWater issues deserve extra attention.Look for references to:✔ Roof leaks✔ Basement or crawlspace moisture✔ Drainage problems✔ Flooding✔ Plumbing leaksA past problem does not automatically make a home bad.But you should understand what happened, how it was repaired, and whether the problem could return.## 🔧 Look for Major RepairsHas the home had:• Foundation work?• Roof replacement?• Electrical repairs?• Plumbing replacement?• Fire or water damage?Repairs are not necessarily a negative.In fact, properly completed repairs can be a good thing.The important question is whether the work was done correctly and whether documentation is available.## 🏡 Watch for “Unknown” AnswersSometimes sellers legitimately do not know the answer.But multiple “unknown” responses mean you may need to investigate further.That could mean:✔ Asking more questions✔ Reviewing permits✔ Having your inspector look closely✔ Consulting an appropriate specialistNever assume “unknown” means “no problem.”## 🔍 Compare the Disclosure to What You SeeIf the disclosure says there have never been water problems…But you see staining on the ceiling?Ask about it.If the seller says the roof is newer…Ask when it was installed.If something does not add up, investigate before closing.## 🐾 Harley’s Bottom LineA seller disclosure is not just another piece of paperwork.It is information that can help you make a smarter decision.Read it.Ask questions.And use it together with your inspection and other due diligence.The more you know before closing, the fewer surprises you are likely to face after you get the keys.Thinking about buying?Stephen will help you understand the paperwork, identify the questions worth asking, and make sure you know what you are buying before you commit.📞 360-261-2062🌐 stephenburright.comPaws up,Harley 🐾Stephen Burrigh tand Harley Too